Decision tools
Decisions that depend on your books
These calculators pull live data from your account. No re-typing your numbers, no guessing.
Should I incorporate?
Compare keeping things as a sole prop vs incorporating, using your actual revenue. Includes BC + federal corporate vs personal rates.
Owner pay calculator
Salary vs dividends vs mix. RRSP room, CPP, tax integration — for if you're already incorporated.
Quarterly installment estimator
CRA wants prepayments if you owed >$3,000 last year. We calculate what to send and when.
RRSP vs TFSA optimizer
Given your marginal rate and goals, where should the next $1,000 go? Includes pension adjustment for incorporated creators.
Should I expense or capitalize?
For purchases >$500. We tell you if it's expensable or needs CCA, and what class.
FX gain/loss tracker
Your USD platform balances move with the loonie. We track gains/losses on conversion for accurate income reporting.
Cash flow forecast
Project your next 6 months from platform payout patterns. See dry months coming so you can plan around them.
Tax-savings target
Set a savings goal for the year — we tell you what reserve % to keep based on your bracket, deductions, and credits.
Vehicle expense calculator
Business kms ÷ total kms × eligible expenses. Including the CCA cap on Class 10.1.