About

Built by a CPA who couldn't find what creators needed

LoonieLedgr started in Vancouver in 2025 as a side project to help a friend's YouTube channel make sense of HST. It's now a small team obsessed with one question: why is Canadian creator tax software so bad?

Why we exist

If you're a Canadian creator earning $20k+/yr from YouTube, Patreon, Twitch, or brand deals, you have a stack of tax problems that QuickBooks and Wave don't see:

  • YouTube AdSense is zero-rated, not exempt. Most generic software classifies it as "income" with no HST treatment. That's wrong, and it shows up in your GST34 the moment CRA looks closely.
  • Patreon supporters are a mix of Canadian and foreign. The Canadian share is subject to HST. The foreign share is zero-rated. No bookkeeping tool we tested handled this correctly without manual splits each month.
  • Crossing $100k in a foreign creator account triggers T1135. Most creators don't know this exists until their CPA asks at tax time. By then, the late filing penalty is $25/day capped at $2,500.
  • Brand deals come with HST collection obligations that depend on the place of supply. A Canadian brand paying you for a campaign that runs in the US is taxed differently than the same campaign run in Toronto.

None of this is exotic — it's all in the Excise Tax Act and Income Tax Act, plain text — but no software built for QuickBooks-style small business actually models it. So creators end up paying a CPA $1,500–$3,000/yr to manually fix what software should have done.

We built LoonieLedgr to be that software.

How we think about this

01

Citations, not vibes

Every classification we apply is tied to a section of the ETA or ITA. You can audit our reasoning. CRA can audit our reasoning. We don't ship logic we can't defend.

02

Your accountant uses it free

If our software makes their job harder, we lose. The accountant portal is free, full-featured, and integrates with TaxCycle, Profile, and CCH iFirm. We'd rather your CPA recommend us than fight us.

03

Built for the long tail of Canadian tax

QST, PST, BC PST on digital services, T2 vs T2125, CCA Class 8 vs Class 50 — the boring details are the entire point. American competitors don't model these. We do.

04

Data stays in Canada

AWS ca-central-1 (Toronto). Encrypted at rest. Audit trail on every change. We can produce a Section 230 records request response from your dashboard in two clicks.

05

No financial advice we can't stand behind

We tell you what the law says and what your numbers are. We won't tell you "incorporate now!" because that's a personal-circumstances question. The calculators show the math; you (and your CPA) decide.

The team

SG

Shabda Ghimire, CPA

Founder & CEO

CPA in BC. Previously at a Big Four firm doing creator and influencer engagements. Started LoonieLedgr after a YouTuber friend showed him a spreadsheet that made him wince. Vancouver.

EP

Eliza Park

Head of Engineering

Built bank-feed and ledger systems at two Canadian fintechs before joining. Spends weekends on long-distance cycling routes around the Sea-to-Sky.

JT

Jordan Tremblay

Tax Engineering Lead

CPA, CGA. Built the classification rule engine. Quebec native — handles QST and Law 25 questions. Speaks French, Spanish, and Tax Court English.

SK

Sam Kim

Design & Product

Previously designed for two consumer fintechs. Believes financial tools should feel less like spreadsheets and more like reassurance. Toronto.

Company facts

  • Incorporated in British Columbia, January 2026 — LoonieLedgr Inc.
  • Headquartered in Vancouver, BC. Distributed team across BC, Ontario, and Quebec.
  • Funding: bootstrapped + one angel round closed Q1 2026. We're profitable on creator subscriptions.
  • Customers: 2,400+ Canadian creators as of May 2026, 90+ accountant firms with read-only access.

Careers

We're a team of eight. We're not actively hiring engineers right now, but we'd love to hear from:

  • CPAs interested in advisory roles. A few hours a month, paid, helping us pressure-test new tax logic. advisors@loonieledgr.ca
  • Creators who'd be open to a beta cohort. Get product credit in exchange for honest feedback. beta@loonieledgr.ca
  • Future full-time roles. When we open them, they'll be posted here first. Send us your CV and we'll keep it on file: hiring@loonieledgr.ca

Press & brand kit

For media inquiries, partnerships, or speaking requests: press@loonieledgr.ca

Logo, brand guidelines, and approved headshots: download the LoonieLedgr brand kit (ZIP, 4.2 MB).

What's new

We post product changes and Canadian creator tax updates on the LoonieLedgr Substack. Two posts a month, no fluff. Recent topics:

  • The TikTok Creator Fund just changed its payout structure — here's what changes for HST
  • BC PST on streaming services: who actually owes it
  • Why your YouTube AdSense should never be on a T4A

Updated May 24, 2026.